Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

Posted: May 3, 2024

Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house but also attached structures like your deck, porch, or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. When it comes to unattached...

What Does Homeowners Insurance Cover?

Posted: April 29, 2024

We all hope never to need that policy, but do you know exactly what a homeowners' policy covers? The answers may surprise you and even save you some money in areas you never realized! Homeowners' policies offer a wide range of coverages, from your home itself and structures on your property to liability coverage, even to loss of income coverages. As always, coverage will vary from...